Niyo vs One Card

Product comparison of Niyo vs One Card after using them for nearly 3 months in 5 countries

Niyo 

1. Speed is slow 

2. No personalisation

3. Loyalty- No upgrade limit offers even after using it continuously 

4. UX/UI - 6/10 

5. Homepage - Don’t really need to show EPF or mutual funds on the home page. Will put the Free ATM withdrawals(adds more value to user) before Leave A Review

6. Coins - Takes time to reflect the correct reward rate

7. Forex Rate: Good

One Card

1. Pretty Fast

2. Personalisation - they keep getting better offers based on the usage

3. Loyalty: After continuous usage - they gave an offer to upgrade the limit

3. UX/UI - 8/10

4. Homepage - It’s really neat. Also shows offers for you on the homepage and recent transaction

5. Coins - Instant Update

6. Forex Rate: Same as Niyo